Cash Back
Simply add the Cash Back Bonus to your Budget Insurance policy and if you remain claim free for two years, we’ll reward you by giving you money back.
Insure more, Save more
Get a discount when you add multiple cars to your policy. Plus, when you bundle car and home insurance, you get a discount on your home contents premium.
Insurance Options
We have loads of insurance options to choose from – seven to be exact. We have Comprehensive Car, BetterCar Value, Third-Party, Fire and Theft, and Third-Party Only. There are also three Budget Lite plans for those small budgets and cars that are paid off.
Assist Benefits
Our range of Assist Benefits comes standard with some of our car cover policies. Get help fast wherever you are. Whether it’s on the road, at home, in a medical emergency, when you’ve experienced a traumatic event, or when you have legal troubles. Even when you need to make appointments but don’t have the time, we can assist.
We know how tough it can be to stick to your budget. The price of everything keeps going up and up and the balance of your bank account keeps going down and down.
At Budget, we want to make insurance affordable for everyone no matter what their budget is. Your car cover should fit into your budget; you shouldn’t have to change your budget to fit your insurance. That’s why we have a wide selection of Insurance options to choose from.
Need the whole package for your beloved car? Look at our Comprehensive Car Cover. It covers your car for accident damage, theft, loss, and the third-party damage you might have to pay if you cause an accident.
Or cover just the basics with Third-Party, Fire, and Theft Insurance or Third-Party Only. Third-Party, Fire, and Theft cover you for everything Comprehensive does except accidental damage to your own vehicle. Third-Party Only Insurance insures you in case you cause accidental damage to someone else’s property.
Upgrade your cover to BetterCar Value, which is like Comprehensive Cover, but – better. It has all the same extensive cover, but if your car is written off, you get a newer version of the car you drive.
And of course, there’s Budget Lite. Driving a car that’s worth less than R100 000 that isn’t financed? Or maybe driving a financed or non-financed car that’s worth less than R250 000?". All three include up to R1 million in third-party cover. Depending on which level of cover you need, you can add cover for hail, theft, and your sound system. Also, get the costs of towing and storage covered plus a cash payout after an accident (Budget Lite 3).
Add Scratch & Dent, Tyre & Rim Guard, Auto Top-Up, and a Motor Warranty to your insurance policy to look after your vehicle inside and out.
Our Comprehensive, BetterCar Value, and Third-Party, Fire, and Theft policies automatically come with our Assist Benefits, which you can use any time, any day. ‘Cos everyone should have the chance to get an affordable vehicle insurance quote.
We’ll cover you for theft, loss, and damage to your car, and third-party damages in case you cause an accident because your eating-while-driving skills are lacking.
Third-Party, Fire & Theft Car Cover
A good option if your budget is a little tighter. We’ll cover your car if it’s stolen or damaged in a fire (hey, it happens), and third-party damages.
Get the same perks as our Comprehensive Cover. However, if your car is written-off in an accident, we’ll pay you out for the same model car but one year newer with lower mileage.
Keep your car looking like you just drove it off the showroom floor with Scratch & Dent. Cover your vehicle for those small and pesky scratches, dents, and chips.
For the smallest budgets, We’ve also got Budget Lite for small budgets and cars worth less than R250 000. With three affordable options, there’s a lite and lekker version for everyone
A good choice if your car is paid off and its nickname is ‘skedonk’. Third-Party Only Insurance covers the cost of any damages you cause to a third-party’s property.
Hit a pothole again? Accidently mount the curb? Fix or replace your damaged tyres and rims right up with our Tyre & Rim Guard.
If your car is written off or stolen, will your payout cover the outstanding balance on your finance? It will when you add Auto Top-Up to your car insurance.
Don’t let a mechanical or electrical fault in your car mess with your budget. Our Extended Motor Warranty and Pre-Owned Motor Warranty will help keep your car running like it should.
Absolutely amazing service! Thank you to Eugene who helped the morning of the accident. Our claim was handled in record time, and you phoned exactly when you said you would. Thank you Budget. All your people are gems.
Annelize Faca
BetterCar Value
Upgrade your cover to BetterCar Value, which is like Comprehensive Cover, but – better. It has all the same extensive cover, but if your car is written off, you get a newer version of the car you drive.
*Please note:
We use a calculator to give you a quote that’s within budget. Find out how it works.
How much do you really know about your insurance companies in South Africa? At Budget Insurance, we want you to be informed.
We offer seven different insurance types. Choose from our most comprehensive plan right down to the lightest cover for the tightest budgets with Budget Lite.
Independent Service Rating Based on 96 verified reviews.