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Everybody experiences a time when a little extra money would go a long way, whether it’s to help you create a new home or pay for unexpected medical costs! This is exactly why Budget has made sure that you can get a Budget Personal Loan* of up to R150 000. Don’t worry, though, Budget Personal Loans are compliant with the National Credit Act, which means your loan will be subjected to credit approval.
Have a few questions? Click here to read our FAQ's. *Budget Personal Loans Call Centre Hours: Mon-Thur 8am-7pm, Fri 8am-9pm, Sat 8am-6pm, Sun 9am-5pm and Public Holidays 9am-5pm.
To speak to a personal loans consultant call 0861 877 774
Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to Budget Personal Loan* is 26.50% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 26.50% would be: Loan amount of R10 000 borrowed for 24 months. Annual Interest Rate: 26.50%. Initiation fee: R1207. Monthly service fee: R69 Total Amount payable: R16 933.50. Monthly instalment amount: R706.
Budget Personal loans are administered and managed by RCS, a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.