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It’s probably taken you years to build up your business and you’ve invested a lot of money in it too. But what if something happens to your customer and their property while they’re in your store or while using your product or services? You could be sued and this could leave you financially ruined. Before anything like this happens, make sure you’ve got Broadform Liability insurance .
Who needs this?
All business owners whether you:
Why do you need this?
As a small business owner, you need to protect your business and the money you’ve invested in it to make sure that you can carry on trading. Business owners can be held responsible for:
Under South African law, manufacturers, retailers, distributors and/or suppliers can all be held responsible for any property damage or bodily injury caused by their products. The consumer can choose who they sue - that could be the retailer/supplier who sold them the product or the manufacturer.
What do we cover?
○ Property Owners/Tenants Liability
○ Spread of Fire Liability
○ Defective Workmanship
○ Product Inefficacy
○ Employers’ Liability
○ Gratuitous negligent advice
○ Statutory Legal Defence Costs
○ Wrongful Arrest
○ Defamation
What don’t we cover?